A Mortgage Expert with Hart
A Business Built on Heart & Expertise
For over 12 years, I’ve helped homebuyers and homeowners navigate the mortgage process with confidence. I founded Harmony Home Mortgage because I saw a need for a trusted, independent mortgage broker who prioritizes personalized service over sales quotas.
Homeownership is more than just a transaction—it’s a life-changing milestone and that’s why I take a hands-on, Hart-to-Hart approach, ensuring my clients understand their options and feel confident every step of the way. Whether you’re a first-time homebuyer, a veteran, or self-employed, I’m here to help you find the right loan with ease.
Khristine Hartman
NMLS#1162063
Licensed Mortgage Professional
Licensed in Florida, Georgia, Michigan, and North Carolina
Business NMLS ID: 2629625
Proud to Serve Those Who Serve
I come from a proud military family.
My dad served.
My brother retired as a Major.
My sister and I served together stateside during Desert Storm.
Helping Veterans and active-duty military isn’t just a mission—it’s my duty.
Supporting those who serve runs deep in who I am.
Our Mission, Vision, and Core Values
Our Mission
At Harmony Home Mortgage, our mission is to provide stress-free, personalized mortgage solutions that empower homebuyers and homeowners to achieve their financial goals. We are committed to honesty, transparency, and expert guidance, ensuring every client feels confident in their home financing decisions.
FHA Loans
Low down payment options for first-time buyers. FHA loans make homeownership possible with as little as 3.5% down, flexible credit requirements, and competitive interest rates.
VA Loans
Exclusive benefits for veterans and active-duty military. VA loans offer zero down payment, no PMI, and low interest rates—exclusively for veterans, active-duty military, and eligible spouses.
Testimonials
Khristine and her team made the home loan process seamless! As a first-time buyer, I had so many questions, but they guided me every step of the way. I couldn’t be happier with my new home!
Sarah Mitchell
First-Time Homebuyer
Harmony Home Mortgage provided the best financing options for my investment properties. Their quick approvals and expert advice made the process effortless. Highly recommend!
James Carter
Real Estate Investor
Being self-employed, I thought getting a mortgage would be a challenge. But Harmony Home Mortgage found the perfect loan for me with flexible options. Their expertise made all the difference!
Mark Reynolds
Self-Employed Homebuyer
